Skip to main content
Use Cases

Payments on Aptos: Move Money at Internet Speed

Aptos enables instant, borderless, programmable payments. Builders can now treat money like data and create the apps to match.

Every year, trillions flow through outdated, fragmented systems—card networks, wire transfers, batch files. Each hop introduces delays, fees, and friction. Aptos simplifies this into a single programmable layer: fast, low-cost, and built for scale. With native stablecoin support, low latency, and high throughput, it's a modern foundation for global payments.

Now we need builders to create the wallets, APIs, and compliance layers that make it usable everywhere.

The Infrastructure for Real-World Scale

Aptos was engineered to meet the demands of modern finance—where speed, cost, and reliability aren’t optional.

  • $30B+ Monthly Stablecoin Volume

  • $1.3B Stablecoin Market Cap

  • $0.000569 USD Average Transaction Fee

  • 19K+ Peak TPS 

  • 125 ms Block Time

  • 600 ms Finality

What You Can Build

From global remittances to programmable payments, Aptos unlocks new possibilities for developers building the next generation of financial applications.

Payment Orchestration APIs

Unified routing, reconciliation, and settlement across fiat and stablecoin rails.

Neobanks & Fintech Platforms

Digital wallets bridging local currencies and stablecoins.

Cross-Border Remittances

Enable fast, low-cost global transfers with on-chain rails.

Liquidity & FX Infrastructure

Power 24/7 stablecoin swaps, pricing engines, and liquidity aggregation.

Merchant Checkout & POS

Let merchants accept stablecoins online and in-store, just like cards.

Treasury & Payroll Stacks

Enterprise tools to manage cash positions, supplier payouts, and global payroll in stablecoins.

Compliance & Identity Tooling

Abstract regulatory complexity with integrated KYC/AML modules.

Micropayments & Streaming

Enable real-time value flows for content, IoT, and metered services.

Agentic & Programmable Payments

Automate recurring and conditional payments with Move smart contracts.

Aptos Payments Grant

Receive up to $150,000 USD in milestone-based grant funding. Plus, additional benefits to support your journey as a builder:

  • Gas Station Credits – subsidize user gas fees

  • Security Audit Grants – up to $25K toward third‑party code reviews

  • Technical Mentorship – hands-on support from core Aptos contributors

  • Founder Enablement – access to accelerator and fundraising support

  • Community & Visibility – join 200+ funded teams, showcases, and a global builder network.

Applications are reviewed within ~4 weeks. If approved, a simple identity check and grant agreement will kick off your build.

Who Should Apply

We’re supporting builders of the next generation of payment infrastructure on Aptos. If you’ve got the technical vision, early traction, and the ambition to reshape how money moves, this program is for you.

  • Founders building full-time to replace legacy systems

  • Startups using stablecoins as their competitive edge

  • Scalable business models that thrive on open, fast, high‑throughput rails

  • Projects that are MVP-stage or later (showing early traction), still pre-Series A

  • Open-source or Aptos-native will be prioritized 

NOTE: Entities and builders from sanctioned countries and apps involving illegal activity are ineligible

Build the Future of Money on Aptos

Stablecoins unlocked the potential—Aptos delivers the infrastructure to scale it.
If you're building for real-world payments, there’s never been a better time to start.

Back