Payments on Aptos: Move Money at Internet Speed

Every year, trillions flow through outdated, fragmented systems—card networks, wire transfers, batch files. Each hop introduces delays, fees, and friction. Aptos simplifies this into a single programmable layer: fast, low-cost, and built for scale. With native stablecoin support, low latency, and high throughput, it's a modern foundation for global payments.
Now we need builders to create the wallets, APIs, and compliance layers that make it usable everywhere.
The Infrastructure for Real-World Scale
Aptos was engineered to meet the demands of modern finance—where speed, cost, and reliability aren’t optional.
$30B+ Monthly Stablecoin Volume
$1.3B Stablecoin Market Cap
$0.000569 USD Average Transaction Fee
19K+ Peak TPS
125 ms Block Time
600 ms Finality
What You Can Build
From global remittances to programmable payments, Aptos unlocks new possibilities for developers building the next generation of financial applications.
Payment Orchestration APIs
Unified routing, reconciliation, and settlement across fiat and stablecoin rails.
Neobanks & Fintech Platforms
Digital wallets bridging local currencies and stablecoins.
Cross-Border Remittances
Enable fast, low-cost global transfers with on-chain rails.
Liquidity & FX Infrastructure
Power 24/7 stablecoin swaps, pricing engines, and liquidity aggregation.
Merchant Checkout & POS
Let merchants accept stablecoins online and in-store, just like cards.
Treasury & Payroll Stacks
Enterprise tools to manage cash positions, supplier payouts, and global payroll in stablecoins.
Compliance & Identity Tooling
Abstract regulatory complexity with integrated KYC/AML modules.
Micropayments & Streaming
Enable real-time value flows for content, IoT, and metered services.
Agentic & Programmable Payments
Automate recurring and conditional payments with Move smart contracts.

Aptos Payments Grant
Receive up to $150,000 USD in milestone-based grant funding. Plus, additional benefits to support your journey as a builder:
Gas Station Credits – subsidize user gas fees
Security Audit Grants – up to $25K toward third‑party code reviews
Technical Mentorship – hands-on support from core Aptos contributors
Founder Enablement – access to accelerator and fundraising support
Community & Visibility – join 200+ funded teams, showcases, and a global builder network.
Applications are reviewed within ~4 weeks. If approved, a simple identity check and grant agreement will kick off your build.
Who Should Apply
We’re supporting builders of the next generation of payment infrastructure on Aptos. If you’ve got the technical vision, early traction, and the ambition to reshape how money moves, this program is for you.
Founders building full-time to replace legacy systems
Startups using stablecoins as their competitive edge
Scalable business models that thrive on open, fast, high‑throughput rails
Projects that are MVP-stage or later (showing early traction), still pre-Series A
Open-source or Aptos-native will be prioritized
NOTE: Entities and builders from sanctioned countries and apps involving illegal activity are ineligible
Build the Future of Money on Aptos
Stablecoins unlocked the potential—Aptos delivers the infrastructure to scale it.
If you're building for real-world payments, there’s never been a better time to start.