Pact Labs

Pact Labs is an infrastructure platform transforming on-chain global credit markets enabling the origination, securitization, and servicing of loans across borders with lower costs and greater transparency. Through its permissioned protocol, Pact Labs provides financial institutions with real-time loan data, asset monitoring, automated borrowing base enforcement, and customizable dashboards to manage loans efficiently at scale.   

As the infrastructure provider for the  PACT Foundation, Pact Labs supports the Foundation’s mission to expand financial inclusion through standardized loan data, asset-based lending, and credit fund management powered by blockchain. The Pact Foundation aims to create an open and transparent financial ecosystem where lenders, borrowers, and investors can interact with greater trust and efficiency. Governance of this ecosystem is powered by the $PACT token, enabling stakeholders to participate in decision-making, protocol upgrades, and incentive structures that drive sustainable growth and accessibility in global credit markets. PACT has already brought over $1B+ on-chain to Aptos through loan origination.